When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into varying options: including 4 equal, biweekly installment payments—with 0% APR and no hidden or late fees. In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

There are other payment plans available that range in length, and up to 36% APR. Payment options through Shop Pay Installments are subject to an eligibility check, but there is no impact to your credit score for checking eligibility.

When you choose Shop Pay at checkout, you can now split purchases into 4 equal, 0% APR installment payments—with no additional, hidden, or late fees.*

Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

How it works:

1. Add items to your cart.
2. Check out with Shop Pay.
3. Choose to pay in your desired installments.
   

When you pay your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.

Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: https://affirm.com/lenders.

Options depend on your purchase amount, and a down payment may be required.

State notices to consumers: https://www.affirm.com/licenses.

If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that if there is an item with an extended delivery times, your loan payment(s) may be due before you receive your purchase.